The Leak Hour

A Sixty-Minute Recurring-Charge Ritual You Can Run This Week Without Tracking Every Dollar A sixty-minute meeting with one recurring charge you already suspect. Same clock time. One statement. One line — a trial, a duplicate, an idle membership, an annual surprise, or a shared line you park. A door with a name: cancel, cap, or keep. Then you stop, even if a thicker book about money is still on the nightstand. This is an operating system for ordinary leaks: which login you open, which single charge gets a decision, what a keep has to prove, and a hard rule that you do not build a budget inside the hour. It is not a ledger of every coffee, not a debt plan, not an investment pick, and not a fight about someone else's spending. A pen, a timer, and one login you can actually open — then you act. Includes a fifteen-minute quick-start, in-chapter worksheets, a twenty-five-minute short day, brakes for coverage and safety, a four-week sprint score, worked weeks, season notes for renewals and moves, thirty leak lines, and a photocopy appendix: Statement Card, Line Card, Keep Fence, hour log, sprint lock, and a brake check. Not financial, tax, legal, or insurance advice. The author is not a financial advisor, accountant, or attorney. Do not cancel health coverage, required insurance, rent, utilities, support, taxes, or a debt minimum because a timer is running. If a charge might be fraud, use your card issuer's fraud process. If looking at a shared account would put you in danger, do not run this hour.